Crisis Management
It's an uphill climb for me right now. But I gotta keep going.
RECENTLY, MY boss frequently mentions crisis-management. Now I can foresee a lot of belt tightening this year. It’s about time to do some strategic planning.
The Crisis
We know that times are rough. I’m sort of a breadwinner now. In addition to that, I am also enrolled in a graduate school program, which of course, requires me to spend a few more bucks on transportation and food allowance while in school. So, after the payday, only a very small portion of my salary is left for myself. I don’t even have anything left to save.
We were informed of a 10 percent increase on our salary in July. However, we know that it is still part of the promised 20 percent increase last year. The Php 6,000–that will be given on a staggered basis within four years–will probably not begin this year as the Department of Budget and Management has already publicized a projected budget deficit.
The Solution
Cut off on unecessary expenses. I admit, I’m spending too much on cellphone load. I got to I also spend a lot on pigging out. Lol. Enough with giving myself a treat. You see, I’m getting fatter each day. No more weekly Ted’s Old Timer Lapaz Batchoy. Good bye to five-meals-a-day.
Save. I should always set aside a little amount for emergency purposes. When my sister was hospitalized April, I had to borrow money from colleagues. I even had to borrow from a lending company. I also did the same when my big bro was about to take his board exam. I realized it wouldn’t be as difficult as it had been if I have emergency funds ready.
Investing on some lucrative business would be next.
Like many of us, I want to give my family a comfortable life. I know it wouldn’t be easy but I believe that it is possible.
God bless me.
June 16th, 2009 at 5:31 pm
Ohh why are you still on the pigging out habit? Haha.
Hard to be a breadwinner, ‘no? Though I can’t really relate, I understand how it feels because I hear a lot of stories from my colleagues.
Where do ya work again?
.-= Myk´s last blog ..How to Enjoy Enchanted Kingdom =-.
[Reply]
ayel Reply:
June 17th, 2009 at 2:21 am
Haha. I can’t help it. I’ve understood, only recently, the meaning of comfort food. Lol.
I’m working now as a public school teacher.
[Reply]
June 17th, 2009 at 7:34 am
The picture you posted, what place is that?
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ayel Reply:
June 17th, 2009 at 7:40 am
That’s on the way to Kiangkos in Alabel, Sarangani Province. In fact, I have a post about that last year…
http://ariellalisan.org/2008/01/12/day-1-%e2%80%93-the-start-of-the-journey/
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June 17th, 2009 at 2:18 pm
Good luck to us! I can relate to you…
.-= exan´s last blog ..WHO Declares A(H1N1) Pandemic Alert Level 6 =-.
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ayel Reply:
June 18th, 2009 at 3:21 am
Haha. Ganun po ba? Pero I’m sure you are earning far bigger than I do.
.-= ayel´s last blog ..Crisis Management =-.
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June 17th, 2009 at 7:47 pm
Ya, but what happens when like you I have cut everything out. I have dropped my Iphone’s interenet option. I have stopped eating out, and put off maintenance on my vehicle. I guess sell the car and start riding a bycycle.
[Reply]
ayel Reply:
June 18th, 2009 at 3:31 am
Now, that’s what we call going back to basics. Lol.
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June 18th, 2009 at 2:28 am
Great shots you got in your trip to that place. Did you use a digicam or the one with big lenses?
You stated you are a teacher. Have you tried sending an article to the “Lessons Planned” column in the Education part in the Philstar issue every thursday which is open to all teachers. I read if your contributions is publish they will pay you cash or cheque.
.-= nitsirk´s last blog ..Left or Right? =-.
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ayel Reply:
June 18th, 2009 at 3:24 am
Ordinary digicam lang tin. Haha. I don’t have an SLR camera. I still dream of owning one.
‘Yung sa PhilStar ba, pareho nung sa Inquirer? Isn’t it for language teachers only. I’m teaching physics eh.
.-= ayel´s last blog ..Crisis Management =-.
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June 18th, 2009 at 8:45 am
anything is possible if u just put your heart and soul on it. i was once poor, now i don’t think about it anymore.
.-= lawstude´s last blog ..Tacloban City Landmarks =-.
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ayel Reply:
June 18th, 2009 at 9:14 am
Thanks, lawstude.
Putting your heart and soul into what you is quite a lot. 
[Reply]
June 18th, 2009 at 10:33 am
i can relate to this post.yes, its hard to be a bread winner.when my niece got hospitalized last week,financial drain doubled stress.ok lang kahit nasangla yung digicam ko…and now we have to work and work…i agree we have to cut off unnecessary expenses.
nice post ayel,very helpful….
.-= lito antoque´s last blog ..fine dine at sarangani highlands =-.
[Reply]
ayel Reply:
June 18th, 2009 at 12:42 pm
Thanks, kuya lito.
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June 19th, 2009 at 8:54 am
Sabi dun open to all teachers. Philstar is different from the Inquirer.
.-= nitsirk´s last blog ..Left or Right? =-.
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June 19th, 2009 at 9:53 pm
waaaaaaa! galinga nimo ayel ui.. hmm
“Like many of us, I want to give my family a comfortable life. I know it wouldn’t be easy but I believe that it is possible.”
i do believe on this.. and i keep on going! God bless!
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June 20th, 2009 at 1:03 pm
If you ask me… I don’t like saving. haha. Just get another job. Work more. That way you can still live the lifestyle you want. XD
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